Condominium associations are nothing new, but if you are new to an association or one is being established, it is important to understand the rules that govern this type of association. While the rules, regulations and restrictions for a condo association are crucial...
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Insurance Law
Signs that your insurance company is acting in bad faith
As a property owners’ association, you rely on your insurance company to step in when you need to be protected against certain claims. Yet, in far too many cases insurance companies try to sidestep their obligations, which could leave you on the hook for unexpected...
The role of insurance in your homeowners association
Homeowners associations and property owners associations in Texas can come in many different shapes and sizes – with different goals, preferences and procedures. However, one thing that is almost a universal truth for HOAs and property owners associations is...
Does your HOA or nonprofit need D&O insurance?
Disputes with homeowners can quickly escalate into contentious litigation. This litigation can arise in the nonprofit sector, too. This, in turn, can threaten you and other directors, officers, and board members with extensive costs. If you improperly handle the issue...
How is insurance fraud penalized in Texas?
In our state, and in all other states, insurance fraud can happen at the company and insured level. However, in this post, we will focus on the insured. Inflating value and damages When one is filing out their insurance paperwork to file a claim, like many of us had...
Tips for developing a settlement offer
An accident in the common area of a neighborhood could leave a Homeowners’ Association (HOA) or its insurance company on the hook for any resulting damages. Although an HOA may be able to escape liability altogether, in many instances they simply can’t. But the...
Overview of how bad faith insurance works in Texas
Property Owners Associations, or POAs, are an important of Houston’s economic life. Whether they are involved in a residential neighborhood or with a commercial complex, they play an important role in maintaining properties and the surrounding areas. Not surprisingly,...
Insurance law for repairing and replacing a condominium in Texas
The past winter in Texas brought to light how quickly property can be damaged or outright destroyed. Weather events, fires, flooding and other issues can leave a property owner wondering what insurance will cover and when they can set about rebuilding and repairing....
Under Texas condominium insurance law, what basics are covered?
Many Texans choose to live in condominiums for a variety of reasons. The convenience, amenities and safety make it an attractive option. Condominium associations are relied upon to ensure the rules are adhered to and residents are protected. Part of that is having...
How comparative negligence can work for you
Home owners associations play an integral part in our communities. They help maintain property values and provide cohesion amongst neighborhoods, but they’re also tasked with big responsibilities, such as maintaining common areas. When an individual is injured in...