When the homeowners association (HOA) performs its duties properly, the benefits can extend to the residents, the property they live in and the people working in the association. The same can be true when the HOA obtains insurance coverage. Whether a condominium...
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Insurance
HOAs should know about windstorm insurance and what it covers
Weather-related disasters seem to have become more common in Texas. While this is often viewed in the context of hurricanes, there are other types of problems that can arise because of the weather, do damage to a person’s home and property. This will leave them...
How does named peril and all-risk insurance differ?
Homeowners and homeowners’ associations in Texas are certainly aware of the need for comprehensive insurance coverage to protect their property. Given the number of natural disasters and catastrophes that have been happening, people are paying greater attention to...
Does your HOA or nonprofit need D&O insurance?
Disputes with homeowners can quickly escalate into contentious litigation. This litigation can arise in the nonprofit sector, too. This, in turn, can threaten you and other directors, officers, and board members with extensive costs. If you improperly handle the issue...
Homeowners’ Association sued over drowning death of autistic child
Most upper income condominiums have swimming pools. Use of the pools is, of course, limited to the occupants of the condominiums. In most cases, the homeowners association erects a fence or some other barrier to keep non-members from using the pool. Unfortunately,...
Addressing concerns over condominium insurance payouts in Texas
Texas condominium associations are responsible for a seemingly limitless number of issues about the property. That includes upkeep, repairs, maintenance and improvements. Often, the disputes over these factors are relatively minor. People might be asked to pay certain...