Your Dedicated Advocates For Single-Family and Commercial Association Law
Pools, gyms and clubhouses can make a Texas homeowners association (HOA) more attractive, but they also give the board more to protect. A slip near the pool, broken fitness equipment or an injury during a clubhouse event can raise questions about maintenance, safety...
Homeowners’ associations (HOAs) in Texas condominiums often face insurance requirements shaped by governing documents, local weather and building costs. Since HOA policies protect shared property, coverage gaps can be costly. Even with a master policy, key protections...
Shared walls and common spaces can make coverage seem broader than it is. Insurance questions often become urgent only after water, fire or storm damage exposes a costly gap. If you are part of a homeowners association, you share responsibility for certain risks while...
Insurance claims can feel overwhelming, especially when delays happen. When you're waiting on your insurance company to process your claim, every day can feel like an eternity. Texas law steps in to make sure insurance companies handle your claim promptly and fairly....
Dealing with an insurance claim denial can be frustrating. When an insurance company rejects your claim, it might feel like you're stuck with no recourse. However, Texas law offers a clear process for appealing these denials. If you're a policyholder in Texas,...
Fidelity bond coverage is crucial to keeping your Homeowner's Association (HOA) safe from financial losses due to fraud or dishonesty by board members or workers. Here's what you need to know about it, especially in the context of Texas laws. What is fidelity bond...
Condos and single-family homes within HOAs have distinct insurance needs, creating unique challenges for each type of community. Understanding these differences is essential for HOA board members, property managers and homeowners alike. The key difference The type of...
When the homeowners association (HOA) performs its duties properly, the benefits can extend to the residents, the property they live in and the people working in the association. The same can be true when the HOA obtains insurance coverage. Whether a condominium...
Weather-related disasters seem to have become more common in Texas. While this is often viewed in the context of hurricanes, there are other types of problems that can arise because of the weather, do damage to a person’s home and property. This will leave them...
Homeowners and homeowners’ associations in Texas are certainly aware of the need for comprehensive insurance coverage to protect their property. Given the number of natural disasters and catastrophes that have been happening, people are paying greater attention to...